Equifax is a credit bureau with headquarters in Atalanta, Georgia. They are the ones that come up with your credit score based on all the information they gather about you. When a consumer applies for a loan, be it a house, car, credit card, personal loan from a bank, and so on, the lender requests information from Equifax. Equifax will then send the credit report and credit score to the lender. Based on that credit history, the lender can decide whether to give you a loan or not and what your interest rate will be.
Generally speaking, here are the factors considered in credit scoring calculations. Depending on the scoring model used, each factor’s weight as far as impacting a credit score may vary.
- The number of accounts you have
- The types of accounts
- Your used credit vs. your available credit
- The length of your credit history
- Your payment history
If you find any inaccuracies in your credit report, you can dispute them and remove negative items, thus improving your credit score. Anybody can file a dispute with Equifax, but it is a lengthy and relatively complicated process best left to professionals.
Factiiv is a unique and never-before-seen credit reporting solution, enabling you to create a credit report on the blockchain. Every single piece of information is secure, private, and trustworthy.
We’ll help you get the best possible credit score through Factiiv and ensure your business gets the funding it needs to grow continuously. Whatever credit score you obtain from Factiiv, we’ll help you improve it and increase your credit limit as much as possible.
Creditsafe is a collective of global business intelligence experts specializing in business credit checking and all round B2B solutions. Creditsafe was founded in Norway in 1997. After moving to Sweden in 1998, the company began its European expansion, opening offices in the UK in 2000, France in 2006, Ireland in 2007, Holland in 2008, Germany in 2010, and Belgium in 2011. Creditsafe opened up in the USA in September 2012 with an office in Allentown, PA.
Creditsafe provides online commercial credit information and business reports. The company offers online business credit reports with a public and private companies database.
The power of SBFE lies in the numbers. The number of members that provide their data to SBFE. The number of small business lenders that comprise SBFE’s Board of Directors.
These numbers comprise one of the wealthiest small business data sets in the United States. Many commercial credit reporting agencies create unique commercial risk products solely for SBFE members.
EQUIFAX
Equifax is a credit bureau with headquarters in Atalanta, Georgia. They are the ones that come up with your credit score based on all the information they gather about you. When a consumer applies for a loan, be it a house, car, credit card, personal loan from a bank, and so on, the lender requests information from Equifax. Equifax will then send the credit report and credit score to the lender. Based on that credit history, the lender can decide whether to give you a loan or not and what your interest rate will be.
Generally speaking, here are the factors considered in credit scoring calculations. Depending on the scoring model used, each factor’s weight as far as impacting a credit score may vary.
- The number of accounts you have
- The types of accounts
- Your used credit vs. your available credit
- The length of your credit history
- Your payment history
If you find any inaccuracies in your credit report, you can dispute them and remove negative items, thus improving your credit score. Anybody can file a dispute with Equifax, but it is a lengthy and relatively complicated process best left to professionals.
FACTIIV
Factiiv is a unique and never-before-seen credit reporting solution, enabling you to create a credit report on the blockchain. Every single piece of information is secure, private, and trustworthy.
We’ll help you get the best possible credit score through Factiiv and ensure your business gets the funding it needs to grow continuously. Whatever credit score you obtain from Factiiv, we’ll help you improve it and increase your credit limit as much as possible.
CREDITSAFE
Creditsafe is a collective of global business intelligence experts specializing in business credit checking and all round B2B solutions. Creditsafe was founded in Norway in 1997. After moving to Sweden in 1998, the company began its European expansion, opening offices in the UK in 2000, France in 2006, Ireland in 2007, Holland in 2008, Germany in 2010, and Belgium in 2011. Creditsafe opened up in the USA in September 2012 with an office in Allentown, PA.
Creditsafe provides online commercial credit information and business reports. The company offers online business credit reports with a public and private companies database.
SBFE
The power of SBFE lies in the numbers. The number of members that provide their data to SBFE. The number of small business lenders that comprise SBFE’s Board of Directors.
These numbers comprise one of the wealthiest small business data sets in the United States. Many commercial credit reporting agencies create unique commercial risk products solely for SBFE members.